At Houston Mortgage we offer the best Texas mortgage rates and tools on the internet.

Less-Than-Perfect-Credit? We can help!

  Low credit scores, late payments showing on your credit report, recently bankrupt, prior foreclosure, or behind on payments?

Do you own your home and need cash to pay bills? Want to buy a home and need 100% financing? It can happen! Low credit scores, recent bankruptcy, foreclosure or late payments don't have to keep you from achieving your dreams!

Afraid to shop around for a loan and further lower your credit score? Now you can be initially pre-qualified free of credit inquiries! We work with lenders that don't obtain your credit report until after you've been initially pre-qualified! That can mean freedom from multiple credit inquiries and you keep your credit score up!

Bankruptcy, foreclosure, judgments, charge-offs, medical bills, no credit, bad credit, turned down, etc.—we can help!

Today, turn your dreams into reality and Apply for a Mortgage today Today.  

OR, Would you like to Fix your credit first to get a better rate ?  

Credit 101

Put your credit in check with Lexington Law Firm!

As important as credit scores have become, it’s vital to have the best possible information on your personal credit report. Maintaining good credit is one of the most important factor in securing your financial future. If credit problems have put your finances in jeopardy, there are ways to delete bad credit from your history. Lexington Law can help.

Lexington Law Firm is comprised of licensed attorneys working to improve credit ratings for their clients. The Fair Credit Reporting Act allows consumers to dispute negative items on their credit history and Lexington’s attorneys can file your claims for you. With a success rate of over 54,000 deletions last quarter, Lexington can improve your credit history too. Visit www.lexingtonlaw.com for more information.

What is credit?

Credit, a derivative of the Latin word “creditus” (“to believe”), is equivalent to trust. A business is giving you their services or merchandise and trusts that you will pay for these items at a later date.

Credit has become part of our daily financial transactions. As people make fewer cash purchases and rely more heavily on credit cards, debit cards, and automatic banking transactions, your personal credit history is linked to every purchase you make. Consumer credit reports are widely available from the three major credit bureaus – Experian, Equifax, and TransUnion.

From electric and cable bills to credit cards, vehicle financing, mortgages, personal loans, and even job applications, people are viewing your credit rating more often than the average consumer realizes. This is one reason is has become more important than ever to maintain a good credit history. Making payments on time, avoiding unnecessary debt, and keeping your spending under control are ways to ensure your good credit doesn’t become bad credit.

If you have damaged credit, the negative information can appear on your credit report for seven to ten years, depending on the type of debt incurred. There are ways to remove bad credit from your consumer credit report, but it takes time and effort by someone who knows what they are doing. If credit problems from the past are marring your good credit today, visit Lexington Law Firm at www.lexingtonlaw.com to improve your credit score today!

Low credit scores, late payments showing on your credit report, recently bankrupt, prior foreclosure, or behind on payments?

Do you own your home and need cash to pay bills? Want to buy a home and need 100% financing? It can happen! Low credit scores, recent bankruptcy, foreclosure or late payments don't have to keep you from achieving your dreams!

Afraid to shop around for a loan and further lower your credit score? Now you can be initially pre-qualified free of credit inquiries! We work with lenders that don't obtain your credit report until after you've been initially pre-qualified! That can mean freedom from multiple credit inquiries and you keep your credit score up!

Bankruptcy, foreclosure, judgments, charge-offs, medical bills, no credit, bad credit, turned down, etc.—we can help!

Today, turn your dreams into reality.