top of page

SBA Loans Texas

Flexible SBA Loans for Small Businesses in Houston, Dallas, Austin, and San Antonio

Commercial Partners of Texas has originated an SBA 504 Loan and SBA 7(a) Loan since 2008. Our SBA Lending Department specializes in providing SBA 504 and 7(a) loans from $ 150,000 to $,13,000,000 to small businesses throughout the State of Texas. Ask one of our SBA lending experts today about the loan. SBA loans are good for purchase, new construction, refinance, and Cash-out refinance for improvement and equipment/inventory increases. 

SBA 504 Loan up to $13M on purchase as low as 10% Down.

  • Must be for owner occupied business

  • Loan for land, new construction, acquisition of existing building, building expansion/renovation, and long-term equipment purchase.

  • Fully amortizing loans (no balloons)

  • Up to 90% financing available for qualified applciants. 

 SBA 7(a) Loan up to $5M on purchase and construction.

  • Must be for owner occupied business

  • Eligible loan for real estate, equipment acquisition, inventory, working capital

  • Fully amortizing loans (no balloons)

  • Up to 90% financing available for qualified applicants

  • Terms up to 25 yeas.

What Is the Small Business Administration?

By Will Kenton at Investopedia 

The Small Business Administration (SBA) is an autonomous U.S. government agency established in 1953 to bolster and promote the economy in general by providing assistance to small businesses. One of the largest functions of the SBA is the provision of counseling to aid individuals trying to start and grow businesses.

On the agency’s website, there is a wealth of tools to assist small businesses including a small business planner and additional training programs. Localized SBA offices throughout the United States and associated territories offer in-person, one-on-one counseling services that include business plan writing instruction, and assistance with small business loans.

The SBA is headed by the administrator and deputy administrator, and also has a chief counsel for advocacy and inspector general—all of which are confirmed by the Senate. The Small Business Administration has at least one office in every state.

Understanding the Small Business Administration

The Small Business Administration offers substantial educational information with a specific focus on assisting small business startup and growth. In addition to educational events offered on the SBA’s website, local offices also provide more personalized special events for small business owners.

According to its website, the SBA provides the following services to small businesses:

  • Access to capital: The agency offers a variety of financial resources for small businesses including microlending, or small loans that are issued to those who wouldn't otherwise qualify for financing.

  • Entrepreneurial development: This is driven by counseling services and low-cost training provided by the SBA. This is available to both new and existing business owners.

  • Contracting: The SBA reserves 23% in government contracting dollars for small businesses with the help of other federal departments and agencies.

  • Advocacy: The agency acts as an advocate by reviewing legislation and protecting the interests of small business owners across the country.

The agency has helped small businesses across the country get access to loans, loan guarantees, contracts, and other services.

The History of the SBA

The SBA was established by President Eisenhower when he signed the Small Business Act in the summer of 1953. In its more than six decades of existence, the SBA has been threatened on numerous occasions. The House of Representatives, controlled by the Republicans in 1996, had the SBA slated to be eliminated. However, the agency survived this threat and went on to receive a record budget in 2000.

The SBA faced another threat from President Bush and his administration. Though attempts to cut the agency’s loan program saw significant resistance in Congress, the SBA’s budget was cut repeatedly every year between 2001 to 2004, when certain SBA expenditures were frozen altogether.

                                                                  REQUEST SBA LOAN 

bottom of page