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Top best 10 commercial banks in Houston Dallas Austin Sanantonio.

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Here's a list of some of the top commercial banks across major Texas cities—Houston, Dallas, Austin, and San Antonio—known for their commercial banking services, including lending, business accounts, and commercial real estate financing.

1. JPMorgan Chase & Co.

  • Headquarters: New York, NY

  • Presence: Extensive branches in Houston, Dallas, Austin, and San Antonio.

  • Notable Services: Business loans, treasury services, merchant services, and commercial real estate financing.

  • Strengths: Strong in middle-market banking, a robust digital banking platform, and customized solutions for businesses.

2. Bank of America

  • Headquarters: Charlotte, NC

  • Presence: Widely available across Texas metro areas.

  • Notable Services: Small business loans, working capital solutions, equipment financing, and commercial real estate loans.

  • Strengths: Comprehensive suite of banking products with a focus on technology and digital banking solutions.

3. Wells Fargo

  • Headquarters: San Francisco, CA

  • Presence: Branches in all major Texas cities, including Houston, Dallas, Austin, and San Antonio.

  • Notable Services: Commercial banking, asset management, equipment finance, and lending solutions.

  • Strengths: Strong focus on small to medium-sized enterprises (SMEs) with personalized banking services.

4. PNC Bank

  • Headquarters: Pittsburgh, PA

  • Presence: Rapidly expanding in Texas, with branches in major cities.

  • Notable Services: Corporate banking, asset-based lending, treasury management, and merchant services.

  • Strengths: Known for flexible business loans and specialized financial solutions for growing businesses.

5. Frost Bank

  • Headquarters: San Antonio, TX

  • Presence: Strong Texas footprint, especially in San Antonio, Austin, Dallas, and Houston.

  • Notable Services: Business banking, commercial lending, treasury management, and industry-specific banking.

  • Strengths: Deep local expertise, relationship-based approach, and exceptional customer service.

6. BBVA (now part of PNC)

  • Headquarters: Formerly in Birmingham, AL (acquired by PNC)

  • Presence: Historically strong presence in Texas with multiple branches, especially in Houston and Dallas.

  • Notable Services: Small business loans, commercial banking, and real estate finance.

  • Strengths: Known for supporting local businesses with tailored financing options.

7. Texas Capital Bank

  • Headquarters: Dallas, TX

  • Presence: Focused primarily on Texas markets like Dallas, Austin, Houston, and San Antonio.

  • Notable Services: Commercial banking, private equity banking, and real estate lending.

  • Strengths: Specializes in middle-market banking and has a strong reputation for commercial lending.

8. Comerica Bank

  • Headquarters: Dallas, TX

  • Presence: Extensive network in Texas, particularly in Dallas and Houston.

  • Notable Services: Business loans, treasury management, commercial real estate financing, and trade finance.

  • Strengths: Focuses on middle-market businesses with customized financial solutions.

9. Prosperity Bank

  • Headquarters: Houston, TX

  • Presence: Strong presence in Houston, Dallas, Austin, and San Antonio.

  • Notable Services: Commercial loans, business banking, equipment financing, and commercial real estate lending.

  • Strengths: Known for community banking with a personal touch, offering flexible solutions for local businesses.

10. Cadence Bank

  • Headquarters: Tupelo, MS (formerly BancorpSouth before merger)

  • Presence: Growing presence in Texas, particularly in Houston and Dallas markets.

  • Notable Services: Commercial and industrial loans, treasury management, and specialty banking services.

  • Strengths: Provides customized commercial banking solutions with a focus on relationship-driven banking.

These banks are known for their robust commercial banking services and strong regional presence in Texas. They offer a wide range of products suitable for businesses of various sizes, from small startups to large enterprises.

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