How much Commercial loan can you be qualified for ?

Here are some ways to know how much commercial loan you can be qualified for based on your business income tax numbers :

Example :

If you NOI ( net operating income ) for the year is , for example, $ 1,000,000. Lets assume the rate is prime plus 2, which is now around 5.5%. Here is one way to know :

Step 1. $ 1,000,000 / 1.30 = $ 769,230

Step 2. $ 769,230 / .055 = $ 13,986,014

That means you can a loan up to $ 13,986,014 or 80% of the value of your property whichever is smaller.

Call for pre qualification.


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