How Fix & Flip, Construction, Bridge & Hard Money Loans Work.

Fast, Flexible Real Estate Financing from Commercial Partners of Texas

At Commercial Partners of Texas, we offer fast and flexible lending solutions for real estate investors and business owners. Whether you're buying a distressed property to renovate and resell, building a new commercial asset, or bridging the gap before securing long-term financing, our private lending options are designed to move at the speed of opportunity.

Here’s how each loan type works:

1. Fix & Flip Loans

Purpose: Buy, renovate, and sell properties for profit.

How It Works:

• You find a property (typically distressed or undervalued).

• We provide a short-term loan covering the purchase and renovation costs.

• Once the rehab is complete, you either sell the property (and repay the loan) or refinance into a long-term loan.

• Loans are typically 6 to 12 months, interest-only.

Ideal For:

• Real estate investors targeting quick turnarounds

• Flipping single-family, multi-family, or small commercial assets

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2. Construction Loans

Purpose: Ground-up development of commercial, mixed-use, or investment properties.

How It Works:

• We fund the land acquisition and construction costs, often in stages (called "draws").

• Borrowers must submit construction budgets, permits, and plans.

• Interest is typically charged only on the funds drawn.

• Upon completion, borrowers either sell the property or refinance into permanent financing.

Ideal For:

• Builders, developers, and investors constructing from scratch

• Commercial or residential new builds

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3. Bridge Loans

Purpose: Short-term capital to “bridge” the gap until permanent financing or a sale.

How It Works:

• Used to buy time—purchase a property while waiting to sell another, refinance a balloon note, or stabilize income on an asset.

• We offer fast approval based on the property’s value, not your credit score.

• Typically 6 to 24 months, with interest-only payments.

Ideal For:

• Property acquisitions with urgent deadlines

• Value-add investments needing stabilization

• Transitioning between loans or waiting on permanent financing

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4. Hard Money Loans

Purpose: Quick funding based primarily on real estate collateral—not credit.

How It Works:

• Loans are asset-based, with fast underwriting focused on the property’s value and exit strategy.

• No lengthy documentation or income verification.

• Close in days, not weeks.

• Loan terms usually range from 6 months to 2 years.

Ideal For:

• Real estate investors and flippers

• Borrowers who can’t qualify for traditional bank loans

• Time-sensitive transactions

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Why Work With Commercial Partners of Texas?

• ✅ Fast closings – as little as 5–10 business days

• ✅ Loans from $250,000 to $25 million+

• ✅ Flexible underwriting – we find creative solutions

• ✅ Local expertise in Texas markets

• ✅ No upfront junk fees

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Let’s Get You Funded Fast

Whether you're flipping houses in Houston, building multi-family in Austin, or bridging an urgent land deal in Dallas, we're your trusted lending partner. Get in touch today to discuss your deal.

📞 Call: 832-607-1113📧 Email: george@amerimort.com🌐 Visit: www.amerimort.com