Texas Commercial Mortgage Rates for Houston Dallas Austin San Antonio Area.

Call for updated rate 832-607-1113.

Houston, Dallas, Austin, and San Antonio are approximately 5.22%. These rates typically apply to loans with terms ranging from five to ten years, often with a 30-year amortization. The final rate is usually determined by a margin over the corresponding U.S. Treasury rate, depending on the lender and loan specifics.

Lenders offering these commercial loans include national and regional banks, insurance companies, and government-backed agencies like Fannie Mae and Freddie Mac. Regional banks, however, might face increased pressure due to recent financial market turbulence, which could affect their lending capacity​.

Loan structures also include options for non-recourse loans, generally available for strong borrowers with stable, cash-flowing properties in good condition. It is advisable to contact local mortgage brokers for more specific quotes.