Texa's first business commercial real estate loans.
LOANS
Commercial Real Estate Loans.
Texas First Bank provides business commercial real estate loans designed to help businesses acquire, develop, or refinance commercial properties. These loans are an integral part of the bank's services for businesses looking to invest in or expand their real estate portfolios.
Key Offerings for Business Commercial Real Estate Loans:
Loan Types:
Acquisition Loans: For purchasing commercial properties like office buildings, retail centers, or warehouses.
Construction Loans: Financing for building new commercial properties from the ground up or making major renovations.
Refinancing: Allows businesses to refinance existing commercial real estate loans for better terms or lower rates.
Bridge Loans: Short-term loans to cover the gap between buying a new property and selling an existing one.
Owner-Occupied Commercial Real Estate Loans: Tailored for businesses looking to purchase or refinance properties where they operate their business.
Property Types:
Retail spaces
Office buildings
Industrial warehouses
Multi-family housing (apartments)
Medical facilities
Loan Features:
Competitive Interest Rates: Both fixed and variable interest rate options are available.
Flexible Terms: Loan repayment terms can extend up to 25 years, depending on the loan type and borrower needs.
Loan Amounts: Ranging based on the value and type of property, with various down payment options.
Customized Loan Solutions: Texas First Bank works closely with business owners to tailor loan packages that fit the specific needs of the business, considering factors such as cash flow, property value, and investment goals.
Local Decision-Making: As a regional bank, Texas First Bank offers more personalized service, faster approvals, and flexibility in decision-making compared to larger banks.
Requirements:
Financial statements
Business plan or purpose of the loan
Property appraisal and details
Credit history and other financial documentation
Why Choose Texas First Bank?
Local Expertise: Understanding of the Texas commercial real estate market.
Personalized Service: Texas First Bank provides tailored solutions for small and medium-sized businesses.
Community-Oriented: The bank focuses on building relationships within the community, offering flexibility that large banks may not provide.
If you're interested in applying for a loan or need more specific details, contacting a commercial loan officer at Texas First Bank would be the best next step to explore rates and terms specific to your needs.
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