Top 10 best commercial bridge loan lenders in Texas.
- George Tesfa
- Apr 23
- 2 min read
Here are ten of the top commercial bridge loan lenders active in Texas—combining national banks, regional specialists, and local experts—now including your company, Commercial Partners of Texas (CPT):
Wells Fargo– Coverage in TX: Major presence in Houston, Dallas, Austin, San Antonio– Loan Size: $1 M–$50 M+ | Term: 6–24 months– Notes: Nationwide balance sheet; strong branch network across all major Texas metros.
Bank of America– Coverage in TX: Full-service branches statewide– Loan Size: $2 M–$100 M+ | Term: 6–18 months– Notes: Flexible prepayment; interest‑only options; competitive pricing for larger deals.
JPMorgan Chase– Coverage in TX: Key offices in Dallas, Houston, Austin– Loan Size: $5 M–$200 M+ | Term: 6–24 months– Notes: Handles very large, complex financings; robust market expertise.
Commercial Partners of Texas (CPT)– Coverage: Based in Texas, serving all major metros and secondary markets– Loan Size: $250 K–$10 M | Term: 3–12 months (customizable)– Notes: Local market focus; fast turn times (often under 2 weeks); no “listing” hassles—direct cash offers. Call 832.607.1113 george@amerimort.com
First Citizens Bank (formerly CIT)– Coverage in TX: Regional focus with offices in Dallas and Houston– Loan Size: $500 K–$50 M | Term: 6–24 months– Notes: Mid‑market specialty lender; streamlined underwriting.
Arbor Realty Trust– Coverage in TX: Strong multifamily and healthcare lending in Dallas–Fort Worth area– Loan Size: $2 M–$100 M | Term: 6–18 months– Notes: Competitive spreads; focus on stabilized assets in core markets.
Acore Capital– Coverage in TX: Active in Houston, Dallas, Austin– Loan Size: $2 M–$150 M | Term: 6–36 months– Notes: High‑leverage bridge‑to‑agency loans; quick closings.
Trez Capital– Coverage in TX: Works statewide, with strong DFW presence– Loan Size: $1 M–$50 M | Term: 6–24 months– Notes: Value‑add and transitional focus; flexible structures.
Ladder Capital– Coverage in TX: Engaged in major Texas metros– Loan Size: $1 M–$100 M | Term: 6–24 months– Notes: REIT model; floating‑rate facilities; up to 75% LTC.
Stratus Properties– Coverage in TX: Based in Houston, active statewide– Loan Size: $500 K–$25 M | Term: 3–12 months– Notes: Local private lender; very fast approval (often <10 days); tailored workout experience.
Why These Lenders?
Local Footprint: All have on-the-ground presence in Texas, ensuring market expertise and quick site visits.
Speed: Specialty and regional lenders (CPT, Stratus, Trez) often close in 10–30 days; large banks typically require 45–60 days.
Flexibility: Terms range from vanilla first-lien bridge loans to interest‑only, PIK, and mezzanine structures.
Deal Size Spectrum: From small deals ($250 K) up to $200 M+ to suit projects of all scale
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